DENTAL INSURANCE
ÄÌÌÇÖ±²¥ University recognizes the importance of regular dental care. Dental coverage is offered through Delta Dental and is optional.
Delta Dental administers ÄÌÌÇÖ±²¥'s voluntary dental plan which focuses on the importance of regular and preventative dental care. The plan offers dental coverage through a network of participating dentists both locally and nationwide.
Delta Dental covers a percentage of most dental services. Preventative services are covered at 100%; other eligible dental services are paid at 80%, 60% and 50% depending on the service, after you pay a plan year deductible of $50 per person (maximum 3 per family). You may choose a Delta dentist from the Premier network or the PPO network. The maximum benefit amount per person for services other than orthodontic work is $1,500 per plan year for the Premier Plan or $1,750 per plan year for the PPO Plan. The lifetime maximum benefit paid for a child’s orthodontic care is $1,500 under both the Premier and PPO Plans.
Delta Dental payments to dentists or reimbursements to subscribers are based on the Delta Dental network allowance. If you use a dentist who is not a member of the Delta Dental network, you may be subject to a balance bill in addition to any deductible and co-payments required. When you utilize a participating dentist, your out-of-pocket costs are reduced and no claim forms are necessary.
Visit the website for a list of participating dentists, claim forms, tips and contact information.Â